New Jersey
Final Expense Solutions in New Jersey
Among life's undeniable truths is the inevitability that everything must eventually come to an end. The critical question arises: when your time comes, will your loved ones have the means necessary to cover the expenses of your funeral? If this concern resonates with you, exploring the option of acquiring final expense insurance becomes essential. These plans offer a modest death benefit, providing financial support to your beneficiaries for your end-of-life expenses upon your passing.
Residents of New Jersey may find it worthwhile to delve into the details of final expense insurance, considering its affordability compared to traditional life insurance policies. Read on for more information.
Understanding Final Expense Insurance
Final expense, also known as burial insurance, is a life insurance policy characterized by more affordable death benefits and premiums compared to traditional life coverage. Despite the smaller benefits, they are sufficient to cover final expenses related to funeral costs, burials, headstones, and cremations. Notably, these plans are more accessible, especially for individuals with health issues, as no medical examination is required to qualify for coverage.
Even if you are deemed a 'high-risk' individual, final expense plans are generally easier to qualify for than other forms of life insurance. This makes them a clear option, particularly for those in advanced age. While this may lead to slightly higher premiums, it does not disqualify you from coverage.
Yes! I Want This Coverage
Final Expense Insurance Cost in New Jersey
The premiums for final expense insurance vary based on age and gender. For instance, a female under 50 might pay as little as $25 per month, depending on the plan and prior health conditions, while a male over 80 could pay up to $190 per month. Considering the average cost of a funeral in New Jersey is $9,800, these premiums are quite affordable.
Get Final Expense Insurance
In New Jersey, thousands of individuals have secured final expense insurance. You can join their ranks by contacting Senior Life Services today. Our certified insurance agents are available and ready to take your call. Reach out to us by calling 800-548-3249 to get started with a free quote.
Call Now: 800-548-3249